Insurance Agent Salary

Horn Lake vs Jackson: Insurance Agent Salary (2026)

Compare insurance agent salaries between Horn Lake, MS and Jackson, MS. All figures are 2026 estimates projected from BLS 2025 data.

Horn Lake, MS
$54,170
$26.05/hr
Jackson, MS
$79,057
$38.01/hr

Side-by-Side Comparison

MetricHorn Lake, MSJackson, MS
Median Salary$54,170$79,057
Hourly Rate$26.05$38.01
Entry Level (P10)$32,276$29,536
25th Percentile$40,149$52,328
75th Percentile$69,338$101,818
Top Earner (P90)$83,964$159,907
Total Employed6760
Side-by-side bar chart comparing Horn Lake ($54,170) and Jackson ($79,057) insurance agent salaries.Horn LakeJacksonMedian Salary$54,170$79,057Entry Level (P10)$32,276$29,536Top Earner (P90)$83,964$159,907US Median $64,522

Verdict

Jackson, MS offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Horn Lake.

The salary gap between Horn Lake and Jackson is $24,887 (45.94%). Jackson's median is +22.53% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Horn Lake spans $51,688,Jackson spans $130,371. Jackson has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Horn Lake
P10 (Entry)$32,276
P25$40,149
Median$54,170
P75$69,338
P90 (Top)$83,964
Jackson
P10 (Entry)$29,536
P25$52,328
Median$79,057
P75$101,818
P90 (Top)$159,907

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Jackson ($88,780 effective) pays 40.46% more than Horn Lake ($63,209 effective).

Horn Lake
Nominal: $54,170
CoL Index: 85.7
Adjusted: $63,209
Jackson
Nominal: $79,057
CoL Index: 89.048
Adjusted: $88,780

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Horn Lake if…

  • You prefer the Mississippi area and lifestyle

Choose Jackson if…

  • Higher median salary ($79,057/year)
  • Better top-earner potential ($159,907)
  • Larger job market (760 employed)
  • Better purchasing power (CoL-adjusted: $88,780)
  • You prefer the Mississippi area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Horn Lake grew 38.4% from 2024 to 2025, compared to 37.3% growth in Jackson over the same period.

Horn Lake, MS

+38.4%

$37,781 (2024) → $52,288 (2025)

Jackson, MS

+37.3%

$55,560 (2019) → $76,310 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Horn Lake or Jackson?

Jackson has a higher median insurance agent salary at $79,057/year, compared to Horn Lake at $54,170/year — a difference of $24,887 (45.94%).

What is the hourly rate difference between Horn Lake and Jackson?

Horn Lake insurance agents earn $26.05/hr while Jackson hygienists earn $38.01/hr (2026 est.).

Should I relocate from Horn Lake to Jackson as a insurance agent?

Consider more than just salary when comparing Horn Lake and Jackson. Factor in cost of living (CoL-adjusted: Horn Lake = $63,209, Jackson = $88,780), job availability (6 vs 760 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Horn Lake vs Jackson?

Entry-level (10th percentile) insurance agents earn $32,276 in Horn Lake and $29,536 in Jackson. The Horn Lake area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov