Hays vs Topeka: Insurance Agent Salary (2026)
Compare insurance agent salaries between Hays, KS and Topeka, KS. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Hays, KS | Topeka, KS |
|---|---|---|
| Median Salary | $54,913 | $63,983▲ |
| Hourly Rate | $26.40 | $30.76▲ |
| Entry Level (P10) | $37,135 | $42,735▲ |
| 25th Percentile | $43,786 | $54,991▲ |
| 75th Percentile | $70,288 | $105,475▲ |
| Top Earner (P90) | $85,116 | $163,211▲ |
| Total Employed | 5 | 580▲ |
Verdict
Topeka, KS offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Hays.
The salary gap between Hays and Topeka is $9,070 (16.52%). Topeka's median is -0.84% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Hays spans $47,981,Topeka spans $120,476. Topeka has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Topeka ($72,037 effective) pays 19.25% more than Hays ($60,410 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Hays if…
- ✓You prefer the Kansas area and lifestyle
Choose Topeka if…
- ✓Higher median salary ($63,983/year)
- ✓Better top-earner potential ($163,211)
- ✓Larger job market (580 employed)
- ✓Better purchasing power (CoL-adjusted: $72,037)
- ✓You prefer the Kansas area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Hays grew 7.4% from 2024 to 2025, compared to 43.3% growth in Topeka over the same period.
Hays, KS
$49,362 (2024) → $53,005 (2025)
Topeka, KS
$43,110 (2019) → $61,760 (2025)
View Full Salary Data
Frequently Asked Questions
Which city pays insurance agents more: Hays or Topeka?
What is the hourly rate difference between Hays and Topeka?
Should I relocate from Hays to Topeka as a insurance agent?
What do entry-level insurance agents earn in Hays vs Topeka?
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov