Insurance Agent Salary

Grand Rapids vs Midland: Insurance Agent Salary (2026)

Compare insurance agent salaries between Grand Rapids, MI and Midland, MI. All figures are 2026 estimates projected from BLS 2025 data.

Grand Rapids, MI
$63,569
$30.56/hr
Midland, MI
$50,795
$24.42/hr

Side-by-Side Comparison

MetricGrand Rapids, MIMidland, MI
Median Salary$63,569$50,795
Hourly Rate$30.56$24.42
Entry Level (P10)$41,626$26,895
25th Percentile$49,490$38,933
75th Percentile$81,834$87,376
Top Earner (P90)$135,882$173,675
Total Employed2,09030
Side-by-side bar chart comparing Grand Rapids ($63,569) and Midland ($50,795) insurance agent salaries.Grand RapidsMidlandMedian Salary$63,569$50,795Entry Level (P10)$41,626$26,895Top Earner (P90)$135,882$173,675US Median $64,522

Verdict

Grand Rapids, MI offers better overall compensation for insurance agents, winning 3 out of 4 metrics compared to Midland.

The salary gap between Grand Rapids and Midland is $12,774 (25.15%). Grand Rapids's median is -1.48% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Grand Rapids spans $94,256,Midland spans $146,780. Midland has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Grand Rapids
P10 (Entry)$41,626
P25$49,490
Median$63,569
P75$81,834
P90 (Top)$135,882
Midland
P10 (Entry)$26,895
P25$38,933
Median$50,795
P75$87,376
P90 (Top)$173,675

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Grand Rapids ($66,532 effective) pays 20.40% more than Midland ($55,259 effective).

Grand Rapids
Nominal: $63,569
CoL Index: 95.546
Adjusted: $66,532
Midland
Nominal: $50,795
CoL Index: 91.921
Adjusted: $55,259

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Grand Rapids if…

  • Higher median salary ($63,569/year)
  • Larger job market (2,090 employed)
  • Better purchasing power (CoL-adjusted: $66,532)
  • You prefer the Michigan area and lifestyle

Choose Midland if…

  • Better top-earner potential ($173,675)
  • You prefer the Michigan area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Grand Rapids grew 4.6% from 2019 to 2025, compared to -2.2% growth in Midland over the same period.

Grand Rapids, MI

+4.6%

$58,640 (2019) → $61,360 (2025)

Midland, MI

+-2.2%

$50,130 (2019) → $49,030 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Grand Rapids or Midland?

Grand Rapids has a higher median insurance agent salary at $63,569/year, compared to Midland at $50,795/year — a difference of $12,774 (25.15%).

What is the hourly rate difference between Grand Rapids and Midland?

Grand Rapids insurance agents earn $30.56/hr while Midland hygienists earn $24.42/hr (2026 est.).

Should I relocate from Grand Rapids to Midland as a insurance agent?

Consider more than just salary when comparing Grand Rapids and Midland. Factor in cost of living (CoL-adjusted: Grand Rapids = $66,532, Midland = $55,259), job availability (2,090 vs 30 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Grand Rapids vs Midland?

Entry-level (10th percentile) insurance agents earn $41,626 in Grand Rapids and $26,895 in Midland. The Grand Rapids area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov