Insurance Agent Salary

Folsom vs Los Angeles: Insurance Agent Salary (2026)

Compare insurance agent salaries between Folsom, CA and Los Angeles, CA. All figures are 2026 estimates projected from BLS 2025 data.

Folsom, CA
$84,421
$40.59/hr
Los Angeles, CA
$79,637
$38.29/hr

Side-by-Side Comparison

MetricFolsom, CALos Angeles, CA
Median Salary$84,421$79,637
Hourly Rate$40.59$38.29
Entry Level (P10)$48,963$38,798
25th Percentile$61,284$50,039
75th Percentile$108,058$108,169
Top Earner (P90)$130,852$167,335
Total Employed1714,680
Side-by-side bar chart comparing Folsom ($84,421) and Los Angeles ($79,637) insurance agent salaries.FolsomLos AngelesMedian Salary$84,421$79,637Entry Level (P10)$48,963$38,798Top Earner (P90)$130,852$167,335US Median $64,522

Verdict

Folsom and Los Angeles are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between Folsom and Los Angeles is $4,784 (6.01%). Folsom's median is +30.84% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Folsom spans $81,889,Los Angeles spans $128,537. Los Angeles has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Folsom
P10 (Entry)$48,963
P25$61,284
Median$84,421
P75$108,058
P90 (Top)$130,852
Los Angeles
P10 (Entry)$38,798
P25$50,039
Median$79,637
P75$108,169
P90 (Top)$167,335

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Folsom ($74,643 effective) pays 6.44% more than Los Angeles ($70,124 effective).

Folsom
Nominal: $84,421
CoL Index: 113.1
Adjusted: $74,643
Los Angeles
Nominal: $79,637
CoL Index: 113.566
Adjusted: $70,124

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Folsom if…

  • Higher median salary ($84,421/year)
  • Better purchasing power (CoL-adjusted: $74,643)
  • You prefer the California area and lifestyle

Choose Los Angeles if…

  • Better top-earner potential ($167,335)
  • Larger job market (14,680 employed)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Folsom grew -11.8% from 2024 to 2025, compared to 51.4% growth in Los Angeles over the same period.

Folsom, CA

+-11.8%

$92,435 (2024) → $81,487 (2025)

Los Angeles, CA

+51.4%

$50,760 (2019) → $76,870 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Folsom or Los Angeles?

Folsom has a higher median insurance agent salary at $84,421/year, compared to Los Angeles at $79,637/year — a difference of $4,784 (6.01%).

What is the hourly rate difference between Folsom and Los Angeles?

Folsom insurance agents earn $40.59/hr while Los Angeles hygienists earn $38.29/hr (2026 est.).

Should I relocate from Folsom to Los Angeles as a insurance agent?

Consider more than just salary when comparing Folsom and Los Angeles. Factor in cost of living (CoL-adjusted: Folsom = $74,643, Los Angeles = $70,124), job availability (17 vs 14,680 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Folsom vs Los Angeles?

Entry-level (10th percentile) insurance agents earn $48,963 in Folsom and $38,798 in Los Angeles. The Folsom area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov