Fitchburg vs Madison: Insurance Agent Salary (2026)
Compare insurance agent salaries between Fitchburg, WI and Madison, WI. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Fitchburg, WI | Madison, WI |
|---|---|---|
| Median Salary | $79,657 | $83,605▲ |
| Hourly Rate | $38.30 | $40.20▲ |
| Entry Level (P10) | $49,511 | $51,572▲ |
| 25th Percentile | $60,475 | $63,186▲ |
| 75th Percentile | $101,961 | $108,283▲ |
| Top Earner (P90) | $123,468 | $157,814▲ |
| Total Employed | 6 | 1,090▲ |
Verdict
Madison, WI offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Fitchburg.
The salary gap between Fitchburg and Madison is $3,948 (4.96%). Madison's median is +29.58% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Fitchburg spans $73,957,Madison spans $106,242. Madison has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Madison ($85,936 effective) pays 0.76% more than Fitchburg ($85,286 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Fitchburg if…
- ✓You prefer the Wisconsin area and lifestyle
Choose Madison if…
- ✓Higher median salary ($83,605/year)
- ✓Better top-earner potential ($157,814)
- ✓Larger job market (1,090 employed)
- ✓Better purchasing power (CoL-adjusted: $85,936)
- ✓You prefer the Wisconsin area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Fitchburg grew 33.6% from 2024 to 2025, compared to 19.1% growth in Madison over the same period.
Fitchburg, WI
$57,571 (2024) → $76,889 (2025)
Madison, WI
$67,750 (2019) → $80,700 (2025)
View Full Salary Data
Fitchburg, WI
Madison, WI
Frequently Asked Questions
Which city pays insurance agents more: Fitchburg or Madison?
What is the hourly rate difference between Fitchburg and Madison?
Should I relocate from Fitchburg to Madison as a insurance agent?
What do entry-level insurance agents earn in Fitchburg vs Madison?
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov