Insurance Agent Salary

Fall River vs Worcester: Insurance Agent Salary (2026)

Compare insurance agent salaries between Fall River, MA and Worcester, MA. All figures are 2026 estimates projected from BLS 2025 data.

Fall River, MA
$78,162
$37.58/hr
Worcester, MA
$78,943
$37.96/hr

Side-by-Side Comparison

MetricFall River, MAWorcester, MA
Median Salary$78,162$78,943
Hourly Rate$37.58$37.96
Entry Level (P10)$49,826$52,473
25th Percentile$60,529$66,242
75th Percentile$100,048$108,376
Top Earner (P90)$121,151$176,110
Total Employed21970
Side-by-side bar chart comparing Fall River ($78,162) and Worcester ($78,943) insurance agent salaries.Fall RiverWorcesterMedian Salary$78,162$78,943Entry Level (P10)$49,826$52,473Top Earner (P90)$121,151$176,110US Median $64,522

Verdict

Worcester, MA offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Fall River.

The salary gap between Fall River and Worcester is $781 (1.00%). Worcester's median is +22.35% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Fall River spans $71,325,Worcester spans $123,637. Worcester has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Fall River
P10 (Entry)$49,826
P25$60,529
Median$78,162
P75$100,048
P90 (Top)$121,151
Worcester
P10 (Entry)$52,473
P25$66,242
Median$78,943
P75$108,376
P90 (Top)$176,110

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Worcester ($77,000 effective) pays 6.89% more than Fall River ($72,039 effective).

Fall River
Nominal: $78,162
CoL Index: 108.5
Adjusted: $72,039
Worcester
Nominal: $78,943
CoL Index: 102.523
Adjusted: $77,000

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Fall River if…

  • You prefer the Massachusetts area and lifestyle

Choose Worcester if…

  • Higher median salary ($78,943/year)
  • Better top-earner potential ($176,110)
  • Larger job market (970 employed)
  • Better purchasing power (CoL-adjusted: $77,000)
  • You prefer the Massachusetts area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Fall River grew -14.1% from 2024 to 2025, compared to 20.7% growth in Worcester over the same period.

Fall River, MA

+-14.1%

$87,830 (2024) → $75,446 (2025)

Worcester, MA

+20.7%

$63,140 (2019) → $76,200 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Fall River or Worcester?

Worcester has a higher median insurance agent salary at $78,943/year, compared to Fall River at $78,162/year — a difference of $781 (1.00%).

What is the hourly rate difference between Fall River and Worcester?

Fall River insurance agents earn $37.58/hr while Worcester hygienists earn $37.96/hr (2026 est.).

Should I relocate from Fall River to Worcester as a insurance agent?

Consider more than just salary when comparing Fall River and Worcester. Factor in cost of living (CoL-adjusted: Fall River = $72,039, Worcester = $77,000), job availability (21 vs 970 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Fall River vs Worcester?

Entry-level (10th percentile) insurance agents earn $49,826 in Fall River and $52,473 in Worcester. The Worcester area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov