Insurance Agent Salary

Duluth vs Eden Prairie: Insurance Agent Salary (2026)

Compare insurance agent salaries between Duluth, MN and Eden Prairie, MN. All figures are 2026 estimates projected from BLS 2025 data.

Duluth, MN
$61,010
$29.33/hr
Eden Prairie, MN
$68,372
$32.87/hr

Side-by-Side Comparison

MetricDuluth, MNEden Prairie, MN
Median Salary$61,010$68,372
Hourly Rate$29.33$32.87
Entry Level (P10)$51,313$40,881
25th Percentile$52,028$50,919
75th Percentile$80,839$87,516
Top Earner (P90)$125,076$105,977
Total Employed34011
Side-by-side bar chart comparing Duluth ($61,010) and Eden Prairie ($68,372) insurance agent salaries.DuluthEden PrairieMedian Salary$61,010$68,372Entry Level (P10)$51,313$40,881Top Earner (P90)$125,076$105,977US Median $64,522

Verdict

Duluth and Eden Prairie are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between Duluth and Eden Prairie is $7,362 (12.07%). Eden Prairie's median is +5.97% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Duluth spans $73,763,Eden Prairie spans $65,096. Duluth has a wider pay range, meaning more potential for high earners but also more variation.

Duluth
P10 (Entry)$51,313
P25$52,028
Median$61,010
P75$80,839
P90 (Top)$125,076
Eden Prairie
P10 (Entry)$40,881
P25$50,919
Median$68,372
P75$87,516
P90 (Top)$105,977

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Eden Prairie ($69,413 effective) pays 0.99% more than Duluth ($68,730 effective).

Duluth
Nominal: $61,010
CoL Index: 88.768
Adjusted: $68,730
Eden Prairie
Nominal: $68,372
CoL Index: 98.5
Adjusted: $69,413

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Duluth if…

  • Better top-earner potential ($125,076)
  • Larger job market (340 employed)
  • You prefer the Minnesota area and lifestyle

Choose Eden Prairie if…

  • Higher median salary ($68,372/year)
  • Better purchasing power (CoL-adjusted: $69,413)
  • You prefer the Minnesota area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Duluth grew 13.6% from 2019 to 2025, compared to -2.7% growth in Eden Prairie over the same period.

Duluth, MN

+13.6%

$51,860 (2019) → $58,890 (2025)

Eden Prairie, MN

+-2.7%

$67,798 (2024) → $65,996 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Duluth or Eden Prairie?

Eden Prairie has a higher median insurance agent salary at $68,372/year, compared to Duluth at $61,010/year — a difference of $7,362 (12.07%).

What is the hourly rate difference between Duluth and Eden Prairie?

Duluth insurance agents earn $29.33/hr while Eden Prairie hygienists earn $32.87/hr (2026 est.).

Should I relocate from Duluth to Eden Prairie as a insurance agent?

Consider more than just salary when comparing Duluth and Eden Prairie. Factor in cost of living (CoL-adjusted: Duluth = $68,730, Eden Prairie = $69,413), job availability (340 vs 11 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Duluth vs Eden Prairie?

Entry-level (10th percentile) insurance agents earn $51,313 in Duluth and $40,881 in Eden Prairie. The Duluth area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov