Insurance Agent Salary

Detroit vs Roseville: Insurance Agent Salary (2026)

Compare insurance agent salaries between Detroit, MI and Roseville, MI. All figures are 2026 estimates projected from BLS 2025 data.

Detroit, MI
$65,869
$31.67/hr
Roseville, MI
$61,124
$29.39/hr

Side-by-Side Comparison

MetricDetroit, MIRoseville, MI
Median Salary$65,869$61,124
Hourly Rate$31.67$29.39
Entry Level (P10)$41,046$35,838
25th Percentile$50,339$44,862
75th Percentile$97,943$78,239
Top Earner (P90)$136,638$94,742
Total Employed4,84011
Side-by-side bar chart comparing Detroit ($65,869) and Roseville ($61,124) insurance agent salaries.DetroitRosevilleMedian Salary$65,869$61,124Entry Level (P10)$41,046$35,838Top Earner (P90)$136,638$94,742US Median $64,522

Verdict

Detroit, MI offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Roseville.

The salary gap between Detroit and Roseville is $4,745 (7.76%). Detroit's median is +2.09% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Detroit spans $95,592,Roseville spans $58,904. Detroit has a wider pay range, meaning more potential for high earners but also more variation.

Detroit
P10 (Entry)$41,046
P25$50,339
Median$65,869
P75$97,943
P90 (Top)$136,638
Roseville
P10 (Entry)$35,838
P25$44,862
Median$61,124
P75$78,239
P90 (Top)$94,742

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Detroit ($65,673 effective) pays 0.14% more than Roseville ($65,584 effective).

Detroit
Nominal: $65,869
CoL Index: 100.298
Adjusted: $65,673
Roseville
Nominal: $61,124
CoL Index: 93.2
Adjusted: $65,584

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Detroit if…

  • Higher median salary ($65,869/year)
  • Better top-earner potential ($136,638)
  • Larger job market (4,840 employed)
  • Better purchasing power (CoL-adjusted: $65,673)
  • You prefer the Michigan area and lifestyle

Choose Roseville if…

  • You prefer the Michigan area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Detroit grew 17.9% from 2019 to 2025, compared to 12.1% growth in Roseville over the same period.

Detroit, MI

+17.9%

$53,930 (2019) → $63,580 (2025)

Roseville, MI

+12.1%

$52,655 (2024) → $59,000 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Detroit or Roseville?

Detroit has a higher median insurance agent salary at $65,869/year, compared to Roseville at $61,124/year — a difference of $4,745 (7.76%).

What is the hourly rate difference between Detroit and Roseville?

Detroit insurance agents earn $31.67/hr while Roseville hygienists earn $29.39/hr (2026 est.).

Should I relocate from Detroit to Roseville as a insurance agent?

Consider more than just salary when comparing Detroit and Roseville. Factor in cost of living (CoL-adjusted: Detroit = $65,673, Roseville = $65,584), job availability (4,840 vs 11 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Detroit vs Roseville?

Entry-level (10th percentile) insurance agents earn $41,046 in Detroit and $35,838 in Roseville. The Detroit area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov