Insurance Agent Salary

Des Moines vs Seattle: Insurance Agent Salary (2026)

Compare insurance agent salaries between Des Moines, WA and Seattle, WA. All figures are 2026 estimates projected from BLS 2025 data.

Des Moines, WA
$60,005
$28.85/hr
Seattle, WA
$63,849
$30.70/hr

Side-by-Side Comparison

MetricDes Moines, WASeattle, WA
Median Salary$60,005$63,849
Hourly Rate$28.85$30.70
Entry Level (P10)$36,695$41,958
25th Percentile$45,298$51,261
75th Percentile$76,807$98,544
Top Earner (P90)$93,008$134,369
Total Employed75,890
Side-by-side bar chart comparing Des Moines ($60,005) and Seattle ($63,849) insurance agent salaries.Des MoinesSeattleMedian Salary$60,005$63,849Entry Level (P10)$36,695$41,958Top Earner (P90)$93,008$134,369US Median $64,522

Verdict

Seattle, WA offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Des Moines.

The salary gap between Des Moines and Seattle is $3,844 (6.41%). Seattle's median is -1.04% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Des Moines spans $56,313,Seattle spans $92,411. Seattle has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Des Moines
P10 (Entry)$36,695
P25$45,298
Median$60,005
P75$76,807
P90 (Top)$93,008
Seattle
P10 (Entry)$41,958
P25$51,261
Median$63,849
P75$98,544
P90 (Top)$134,369

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Seattle ($57,453 effective) pays 2.83% more than Des Moines ($55,871 effective).

Des Moines
Nominal: $60,005
CoL Index: 107.4
Adjusted: $55,871
Seattle
Nominal: $63,849
CoL Index: 111.133
Adjusted: $57,453

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Des Moines if…

  • You prefer the Washington area and lifestyle

Choose Seattle if…

  • Higher median salary ($63,849/year)
  • Better top-earner potential ($134,369)
  • Larger job market (5,890 employed)
  • Better purchasing power (CoL-adjusted: $57,453)
  • You prefer the Washington area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Des Moines grew -24.4% from 2024 to 2025, compared to 3.4% growth in Seattle over the same period.

Des Moines, WA

+-24.4%

$76,613 (2024) → $57,920 (2025)

Seattle, WA

+3.4%

$59,630 (2019) → $61,630 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Des Moines or Seattle?

Seattle has a higher median insurance agent salary at $63,849/year, compared to Des Moines at $60,005/year — a difference of $3,844 (6.41%).

What is the hourly rate difference between Des Moines and Seattle?

Des Moines insurance agents earn $28.85/hr while Seattle hygienists earn $30.70/hr (2026 est.).

Should I relocate from Des Moines to Seattle as a insurance agent?

Consider more than just salary when comparing Des Moines and Seattle. Factor in cost of living (CoL-adjusted: Des Moines = $55,871, Seattle = $57,453), job availability (7 vs 5,890 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Des Moines vs Seattle?

Entry-level (10th percentile) insurance agents earn $36,695 in Des Moines and $41,958 in Seattle. The Seattle area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov