Insurance Agent Salary

Dearborn Heights vs Grand Rapids: Insurance Agent Salary (2026)

Compare insurance agent salaries between Dearborn Heights, MI and Grand Rapids, MI. All figures are 2026 estimates projected from BLS 2025 data.

Dearborn Heights, MI
$62,702
$30.15/hr
Grand Rapids, MI
$63,569
$30.56/hr

Side-by-Side Comparison

MetricDearborn Heights, MIGrand Rapids, MI
Median Salary$62,702$63,569
Hourly Rate$30.15$30.56
Entry Level (P10)$36,367$41,626
25th Percentile$45,709$49,490
75th Percentile$80,258$81,834
Top Earner (P90)$97,188$135,882
Total Employed132,090
Side-by-side bar chart comparing Dearborn Heights ($62,702) and Grand Rapids ($63,569) insurance agent salaries.Dearborn HeightsGrand RapidsMedian Salary$62,702$63,569Entry Level (P10)$36,367$41,626Top Earner (P90)$97,188$135,882US Median $64,522

Verdict

Grand Rapids, MI offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Dearborn Heights.

The salary gap between Dearborn Heights and Grand Rapids is $867 (1.38%). Grand Rapids's median is -1.48% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Dearborn Heights spans $60,821,Grand Rapids spans $94,256. Grand Rapids has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Dearborn Heights
P10 (Entry)$36,367
P25$45,709
Median$62,702
P75$80,258
P90 (Top)$97,188
Grand Rapids
P10 (Entry)$41,626
P25$49,490
Median$63,569
P75$81,834
P90 (Top)$135,882

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Dearborn Heights ($67,277 effective) pays 1.12% more than Grand Rapids ($66,532 effective).

Dearborn Heights
Nominal: $62,702
CoL Index: 93.2
Adjusted: $67,277
Grand Rapids
Nominal: $63,569
CoL Index: 95.546
Adjusted: $66,532

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Dearborn Heights if…

  • Better purchasing power (CoL-adjusted: $67,277)
  • You prefer the Michigan area and lifestyle

Choose Grand Rapids if…

  • Higher median salary ($63,569/year)
  • Better top-earner potential ($135,882)
  • Larger job market (2,090 employed)
  • You prefer the Michigan area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Dearborn Heights grew 12.1% from 2024 to 2025, compared to 4.6% growth in Grand Rapids over the same period.

Dearborn Heights, MI

+12.1%

$54,014 (2024) → $60,523 (2025)

Grand Rapids, MI

+4.6%

$58,640 (2019) → $61,360 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Dearborn Heights or Grand Rapids?

Grand Rapids has a higher median insurance agent salary at $63,569/year, compared to Dearborn Heights at $62,702/year — a difference of $867 (1.38%).

What is the hourly rate difference between Dearborn Heights and Grand Rapids?

Dearborn Heights insurance agents earn $30.15/hr while Grand Rapids hygienists earn $30.56/hr (2026 est.).

Should I relocate from Dearborn Heights to Grand Rapids as a insurance agent?

Consider more than just salary when comparing Dearborn Heights and Grand Rapids. Factor in cost of living (CoL-adjusted: Dearborn Heights = $67,277, Grand Rapids = $66,532), job availability (13 vs 2,090 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Dearborn Heights vs Grand Rapids?

Entry-level (10th percentile) insurance agents earn $36,367 in Dearborn Heights and $41,626 in Grand Rapids. The Grand Rapids area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov