Concord vs Raleigh: Insurance Agent Salary (2026)
Compare insurance agent salaries between Concord, NC and Raleigh, NC. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Concord, NC | Raleigh, NC |
|---|---|---|
| Median Salary | $65,798▲ | $62,056 |
| Hourly Rate | $31.63▲ | $29.84 |
| Entry Level (P10) | $38,163 | $46,288▲ |
| 25th Percentile | $48,045 | $48,143▲ |
| 75th Percentile | $84,222▲ | $77,897 |
| Top Earner (P90) | $101,988 | $104,014▲ |
| Total Employed | 24 | 2,900▲ |
Verdict
Concord and Raleigh are closely matched on overall insurance agent compensation, each winning on different metrics.
The salary gap between Concord and Raleigh is $3,742 (6.03%). Concord's median is +1.98% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Concord spans $63,825,Raleigh spans $57,726. Concord has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Concord ($70,297 effective) pays 11.19% more than Raleigh ($63,221 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Concord if…
- ✓Higher median salary ($65,798/year)
- ✓Better purchasing power (CoL-adjusted: $70,297)
- ✓You prefer the North Carolina area and lifestyle
Choose Raleigh if…
- ✓Better top-earner potential ($104,014)
- ✓Larger job market (2,900 employed)
- ✓You prefer the North Carolina area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Concord grew 14.0% from 2024 to 2025, compared to 9.7% growth in Raleigh over the same period.
Concord, NC
$55,728 (2024) → $63,512 (2025)
Raleigh, NC
$54,580 (2019) → $59,900 (2025)
View Full Salary Data
Concord, NC
Raleigh, NC
Frequently Asked Questions
Which city pays insurance agents more: Concord or Raleigh?
What is the hourly rate difference between Concord and Raleigh?
Should I relocate from Concord to Raleigh as a insurance agent?
What do entry-level insurance agents earn in Concord vs Raleigh?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov