Commerce City vs Fort Collins: Insurance Agent Salary (2026)
Compare insurance agent salaries between Commerce City, CO and Fort Collins, CO. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Commerce City, CO | Fort Collins, CO |
|---|---|---|
| Median Salary | $58,934▲ | $58,772 |
| Hourly Rate | $28.33▲ | $28.25 |
| Entry Level (P10) | $35,939 | $37,907▲ |
| 25th Percentile | $44,416▲ | $41,316 |
| 75th Percentile | $75,435 | $78,177▲ |
| Top Earner (P90) | $91,347 | $114,416▲ |
| Total Employed | 16 | 410▲ |
Verdict
Commerce City and Fort Collins are closely matched on overall insurance agent compensation, each winning on different metrics.
The salary gap between Commerce City and Fort Collins is $162 (0.28%). Commerce City's median is -8.66% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Commerce City spans $55,408,Fort Collins spans $76,509. Fort Collins has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Fort Collins ($58,116 effective) pays 3.54% more than Commerce City ($56,128 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Commerce City if…
- ✓Higher median salary ($58,934/year)
- ✓You prefer the Colorado area and lifestyle
Choose Fort Collins if…
- ✓Better top-earner potential ($114,416)
- ✓Larger job market (410 employed)
- ✓Better purchasing power (CoL-adjusted: $58,116)
- ✓You prefer the Colorado area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Commerce City grew -17.9% from 2024 to 2025, compared to 31.3% growth in Fort Collins over the same period.
Commerce City, CO
$69,264 (2024) → $56,886 (2025)
Fort Collins, CO
$43,200 (2019) → $56,730 (2025)
View Full Salary Data
Commerce City, CO
Fort Collins, CO
Frequently Asked Questions
Which city pays insurance agents more: Commerce City or Fort Collins?
What is the hourly rate difference between Commerce City and Fort Collins?
Should I relocate from Commerce City to Fort Collins as a insurance agent?
What do entry-level insurance agents earn in Commerce City vs Fort Collins?
Related Comparisons
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov