Insurance Agent Salary

Columbus vs Lima: Insurance Agent Salary (2026)

Compare insurance agent salaries between Columbus, OH and Lima, OH. All figures are 2026 estimates projected from BLS 2025 data.

Columbus, OH
$53,064
$25.52/hr
Lima, OH
$54,898
$26.40/hr

Side-by-Side Comparison

MetricColumbus, OHLima, OH
Median Salary$53,064$54,898
Hourly Rate$25.52$26.40
Entry Level (P10)$36,716$35,255
25th Percentile$46,320$42,735
75th Percentile$81,512$79,327
Top Earner (P90)$107,889$98,979
Total Employed3,25090
Side-by-side bar chart comparing Columbus ($53,064) and Lima ($54,898) insurance agent salaries.ColumbusLimaMedian Salary$53,064$54,898Entry Level (P10)$36,716$35,255Top Earner (P90)$107,889$98,979US Median $64,522

Verdict

Columbus and Lima are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between Columbus and Lima is $1,834 (3.46%). Lima's median is -14.92% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Columbus spans $71,173,Lima spans $63,724. Columbus has a wider pay range, meaning more potential for high earners but also more variation.

Columbus
P10 (Entry)$36,716
P25$46,320
Median$53,064
P75$81,512
P90 (Top)$107,889
Lima
P10 (Entry)$35,255
P25$42,735
Median$54,898
P75$79,327
P90 (Top)$98,979

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Lima ($61,223 effective) pays 10.15% more than Columbus ($55,582 effective).

Columbus
Nominal: $53,064
CoL Index: 95.469
Adjusted: $55,582
Lima
Nominal: $54,898
CoL Index: 89.669
Adjusted: $61,223

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Columbus if…

  • Better top-earner potential ($107,889)
  • Larger job market (3,250 employed)
  • You prefer the Ohio area and lifestyle

Choose Lima if…

  • Higher median salary ($54,898/year)
  • Better purchasing power (CoL-adjusted: $61,223)
  • You prefer the Ohio area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Columbus grew -1.3% from 2019 to 2025, compared to 13.2% growth in Lima over the same period.

Columbus, OH

+-1.3%

$51,900 (2019) → $51,220 (2025)

Lima, OH

+13.2%

$46,830 (2019) → $52,990 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Columbus or Lima?

Lima has a higher median insurance agent salary at $54,898/year, compared to Columbus at $53,064/year — a difference of $1,834 (3.46%).

What is the hourly rate difference between Columbus and Lima?

Columbus insurance agents earn $25.52/hr while Lima hygienists earn $26.40/hr (2026 est.).

Should I relocate from Columbus to Lima as a insurance agent?

Consider more than just salary when comparing Columbus and Lima. Factor in cost of living (CoL-adjusted: Columbus = $55,582, Lima = $61,223), job availability (3,250 vs 90 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Columbus vs Lima?

Entry-level (10th percentile) insurance agents earn $36,716 in Columbus and $35,255 in Lima. The Columbus area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov