Insurance Agent Salary

Cleveland vs Stow: Insurance Agent Salary (2026)

Compare insurance agent salaries between Cleveland, OH and Stow, OH. All figures are 2026 estimates projected from BLS 2025 data.

Cleveland, OH
$74,613
$35.87/hr
Stow, OH
$59,114
$28.42/hr

Side-by-Side Comparison

MetricCleveland, OHStow, OH
Median Salary$74,613$59,114
Hourly Rate$35.87$28.42
Entry Level (P10)$48,599$37,180
25th Percentile$53,665$45,386
75th Percentile$101,549$75,666
Top Earner (P90)$163,419$91,627
Total Employed3,2609
Side-by-side bar chart comparing Cleveland ($74,613) and Stow ($59,114) insurance agent salaries.ClevelandStowMedian Salary$74,613$59,114Entry Level (P10)$48,599$37,180Top Earner (P90)$163,419$91,627US Median $64,522

Verdict

Cleveland, OH offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Stow.

The salary gap between Cleveland and Stow is $15,499 (26.22%). Cleveland's median is +15.64% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cleveland spans $114,820,Stow spans $54,447. Cleveland has a wider pay range, meaning more potential for high earners but also more variation.

Cleveland
P10 (Entry)$48,599
P25$53,665
Median$74,613
P75$101,549
P90 (Top)$163,419
Stow
P10 (Entry)$37,180
P25$45,386
Median$59,114
P75$75,666
P90 (Top)$91,627

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Cleveland ($79,441 effective) pays 21.89% more than Stow ($65,175 effective).

Cleveland
Nominal: $74,613
CoL Index: 93.923
Adjusted: $79,441
Stow
Nominal: $59,114
CoL Index: 90.7
Adjusted: $65,175

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cleveland if…

  • Higher median salary ($74,613/year)
  • Better top-earner potential ($163,419)
  • Larger job market (3,260 employed)
  • Better purchasing power (CoL-adjusted: $79,441)
  • You prefer the Ohio area and lifestyle

Choose Stow if…

  • You prefer the Ohio area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Cleveland grew 37.9% from 2019 to 2025, compared to 13.9% growth in Stow over the same period.

Cleveland, OH

+37.9%

$52,210 (2019) → $72,020 (2025)

Stow, OH

+13.9%

$50,107 (2024) → $57,060 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Cleveland or Stow?

Cleveland has a higher median insurance agent salary at $74,613/year, compared to Stow at $59,114/year — a difference of $15,499 (26.22%).

What is the hourly rate difference between Cleveland and Stow?

Cleveland insurance agents earn $35.87/hr while Stow hygienists earn $28.42/hr (2026 est.).

Should I relocate from Cleveland to Stow as a insurance agent?

Consider more than just salary when comparing Cleveland and Stow. Factor in cost of living (CoL-adjusted: Cleveland = $79,441, Stow = $65,175), job availability (3,260 vs 9 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Cleveland vs Stow?

Entry-level (10th percentile) insurance agents earn $48,599 in Cleveland and $37,180 in Stow. The Cleveland area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov