Insurance Agent Salary

Clarksville vs Nashville: Insurance Agent Salary (2026)

Compare insurance agent salaries between Clarksville, TN and Nashville, TN. All figures are 2026 estimates projected from BLS 2025 data.

Clarksville, TN
$51,334
$24.68/hr
Nashville, TN
$59,197
$28.46/hr

Side-by-Side Comparison

MetricClarksville, TNNashville, TN
Median Salary$51,334$59,197
Hourly Rate$24.68$28.46
Entry Level (P10)$38,239$40,995
25th Percentile$40,135$49,759
75th Percentile$69,029$81,854
Top Earner (P90)$133,789$102,833
Total Employed1802,680
Side-by-side bar chart comparing Clarksville ($51,334) and Nashville ($59,197) insurance agent salaries.ClarksvilleNashvilleMedian Salary$51,334$59,197Entry Level (P10)$38,239$40,995Top Earner (P90)$133,789$102,833US Median $64,522

Verdict

Nashville, TN offers better overall compensation for insurance agents, winning 3 out of 4 metrics compared to Clarksville.

The salary gap between Clarksville and Nashville is $7,863 (15.32%). Nashville's median is -8.25% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Clarksville spans $95,550,Nashville spans $61,838. Clarksville has a wider pay range, meaning more potential for high earners but also more variation.

Clarksville
P10 (Entry)$38,239
P25$40,135
Median$51,334
P75$69,029
P90 (Top)$133,789
Nashville
P10 (Entry)$40,995
P25$49,759
Median$59,197
P75$81,854
P90 (Top)$102,833

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Nashville ($61,447 effective) pays 8.86% more than Clarksville ($56,444 effective).

Clarksville
Nominal: $51,334
CoL Index: 90.947
Adjusted: $56,444
Nashville
Nominal: $59,197
CoL Index: 96.338
Adjusted: $61,447

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Clarksville if…

  • Better top-earner potential ($133,789)
  • You prefer the Tennessee area and lifestyle

Choose Nashville if…

  • Higher median salary ($59,197/year)
  • Larger job market (2,680 employed)
  • Better purchasing power (CoL-adjusted: $61,447)
  • You prefer the Tennessee area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Clarksville grew 30.5% from 2019 to 2025, compared to 27.3% growth in Nashville over the same period.

Clarksville, TN

+30.5%

$37,960 (2019) → $49,550 (2025)

Nashville, TN

+27.3%

$44,870 (2019) → $57,140 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Clarksville or Nashville?

Nashville has a higher median insurance agent salary at $59,197/year, compared to Clarksville at $51,334/year — a difference of $7,863 (15.32%).

What is the hourly rate difference between Clarksville and Nashville?

Clarksville insurance agents earn $24.68/hr while Nashville hygienists earn $28.46/hr (2026 est.).

Should I relocate from Clarksville to Nashville as a insurance agent?

Consider more than just salary when comparing Clarksville and Nashville. Factor in cost of living (CoL-adjusted: Clarksville = $56,444, Nashville = $61,447), job availability (180 vs 2,680 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Clarksville vs Nashville?

Entry-level (10th percentile) insurance agents earn $38,239 in Clarksville and $40,995 in Nashville. The Nashville area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov