Insurance Agent Salary

Cincinnati vs Parma: Insurance Agent Salary (2026)

Compare insurance agent salaries between Cincinnati, OH and Parma, OH. All figures are 2026 estimates projected from BLS 2025 data.

Cincinnati, OH
$65,382
$31.43/hr
Parma, OH
$62,559
$30.08/hr

Side-by-Side Comparison

MetricCincinnati, OHParma, OH
Median Salary$65,382$62,559
Hourly Rate$31.43$30.08
Entry Level (P10)$38,871$37,044
25th Percentile$51,334$46,272
75th Percentile$94,804$80,076
Top Earner (P90)$138,171$96,966
Total Employed2,99012
Side-by-side bar chart comparing Cincinnati ($65,382) and Parma ($62,559) insurance agent salaries.CincinnatiParmaMedian Salary$65,382$62,559Entry Level (P10)$38,871$37,044Top Earner (P90)$138,171$96,966US Median $64,522

Verdict

Cincinnati, OH offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Parma.

The salary gap between Cincinnati and Parma is $2,823 (4.51%). Cincinnati's median is +1.33% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cincinnati spans $99,300,Parma spans $59,922. Cincinnati has a wider pay range, meaning more potential for high earners but also more variation.

Cincinnati
P10 (Entry)$38,871
P25$51,334
Median$65,382
P75$94,804
P90 (Top)$138,171
Parma
P10 (Entry)$37,044
P25$46,272
Median$62,559
P75$80,076
P90 (Top)$96,966

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Parma ($68,974 effective) pays 0.61% more than Cincinnati ($68,556 effective).

Cincinnati
Nominal: $65,382
CoL Index: 95.37
Adjusted: $68,556
Parma
Nominal: $62,559
CoL Index: 90.7
Adjusted: $68,974

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cincinnati if…

  • Higher median salary ($65,382/year)
  • Better top-earner potential ($138,171)
  • Larger job market (2,990 employed)
  • You prefer the Ohio area and lifestyle

Choose Parma if…

  • Better purchasing power (CoL-adjusted: $68,974)
  • You prefer the Ohio area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Cincinnati grew 17.9% from 2019 to 2025, compared to 13.9% growth in Parma over the same period.

Cincinnati, OH

+17.9%

$53,550 (2019) → $63,110 (2025)

Parma, OH

+13.9%

$53,028 (2024) → $60,385 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Cincinnati or Parma?

Cincinnati has a higher median insurance agent salary at $65,382/year, compared to Parma at $62,559/year — a difference of $2,823 (4.51%).

What is the hourly rate difference between Cincinnati and Parma?

Cincinnati insurance agents earn $31.43/hr while Parma hygienists earn $30.08/hr (2026 est.).

Should I relocate from Cincinnati to Parma as a insurance agent?

Consider more than just salary when comparing Cincinnati and Parma. Factor in cost of living (CoL-adjusted: Cincinnati = $68,556, Parma = $68,974), job availability (2,990 vs 12 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Cincinnati vs Parma?

Entry-level (10th percentile) insurance agents earn $38,871 in Cincinnati and $37,044 in Parma. The Cincinnati area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov