Centennial vs Colorado Springs: Insurance Agent Salary (2026)
Compare insurance agent salaries between Centennial, CO and Colorado Springs, CO. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Centennial, CO | Colorado Springs, CO |
|---|---|---|
| Median Salary | $81,120▲ | $60,751 |
| Hourly Rate | $39.00▲ | $29.20 |
| Entry Level (P10) | $47,050 | $48,619▲ |
| 25th Percentile | $58,538▲ | $50,215 |
| 75th Percentile | $103,833▲ | $94,887 |
| Top Earner (P90) | $125,736 | $164,662▲ |
| Total Employed | 16 | 2,150▲ |
Verdict
Centennial and Colorado Springs are closely matched on overall insurance agent compensation, each winning on different metrics.
The salary gap between Centennial and Colorado Springs is $20,369 (33.53%). Centennial's median is +25.72% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Centennial spans $78,686,Colorado Springs spans $116,043. Colorado Springs has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Centennial ($77,257 effective) pays 28.07% more than Colorado Springs ($60,325 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Centennial if…
- ✓Higher median salary ($81,120/year)
- ✓Better purchasing power (CoL-adjusted: $77,257)
- ✓You prefer the Colorado area and lifestyle
Choose Colorado Springs if…
- ✓Better top-earner potential ($164,662)
- ✓Larger job market (2,150 employed)
- ✓You prefer the Colorado area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Centennial grew 7.6% from 2024 to 2025, compared to 12.6% growth in Colorado Springs over the same period.
Centennial, CO
$72,775 (2024) → $78,301 (2025)
Colorado Springs, CO
$52,080 (2019) → $58,640 (2025)
View Full Salary Data
Centennial, CO
Colorado Springs, CO
Frequently Asked Questions
Which city pays insurance agents more: Centennial or Colorado Springs?
What is the hourly rate difference between Centennial and Colorado Springs?
Should I relocate from Centennial to Colorado Springs as a insurance agent?
What do entry-level insurance agents earn in Centennial vs Colorado Springs?
Related Comparisons
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov