Insurance Agent Salary

Cedar Rapids vs Sioux City: Insurance Agent Salary (2026)

Compare insurance agent salaries between Cedar Rapids, IA and Sioux City, IA. All figures are 2026 estimates projected from BLS 2025 data.

Cedar Rapids, IA
$64,460
$30.99/hr
Sioux City, IA
$63,849
$30.70/hr

Side-by-Side Comparison

MetricCedar Rapids, IASioux City, IA
Median Salary$64,460$63,849
Hourly Rate$30.99$30.70
Entry Level (P10)$45,802$39,793
25th Percentile$50,443$47,179
75th Percentile$87,583$83,056
Top Earner (P90)$130,287$140,451
Total Employed610200
Side-by-side bar chart comparing Cedar Rapids ($64,460) and Sioux City ($63,849) insurance agent salaries.Cedar RapidsSioux CityMedian Salary$64,460$63,849Entry Level (P10)$45,802$39,793Top Earner (P90)$130,287$140,451US Median $64,522

Verdict

Cedar Rapids, IA offers better overall compensation for insurance agents, winning 3 out of 4 metrics compared to Sioux City.

The salary gap between Cedar Rapids and Sioux City is $611 (0.96%). Cedar Rapids's median is -0.10% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cedar Rapids spans $84,485,Sioux City spans $100,658. Sioux City has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Cedar Rapids
P10 (Entry)$45,802
P25$50,443
Median$64,460
P75$87,583
P90 (Top)$130,287
Sioux City
P10 (Entry)$39,793
P25$47,179
Median$63,849
P75$83,056
P90 (Top)$140,451

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Sioux City ($73,853 effective) pays 1.93% more than Cedar Rapids ($72,457 effective).

Cedar Rapids
Nominal: $64,460
CoL Index: 88.963
Adjusted: $72,457
Sioux City
Nominal: $63,849
CoL Index: 86.454
Adjusted: $73,853

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cedar Rapids if…

  • Higher median salary ($64,460/year)
  • Larger job market (610 employed)
  • You prefer the Iowa area and lifestyle

Choose Sioux City if…

  • Better top-earner potential ($140,451)
  • Better purchasing power (CoL-adjusted: $73,853)
  • You prefer the Iowa area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Cedar Rapids grew 29.5% from 2019 to 2025, compared to -21.2% growth in Sioux City over the same period.

Cedar Rapids, IA

+29.5%

$48,040 (2019) → $62,220 (2025)

Sioux City, IA

+-21.2%

$78,260 (2019) → $61,630 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Cedar Rapids or Sioux City?

Cedar Rapids has a higher median insurance agent salary at $64,460/year, compared to Sioux City at $63,849/year — a difference of $611 (0.96%).

What is the hourly rate difference between Cedar Rapids and Sioux City?

Cedar Rapids insurance agents earn $30.99/hr while Sioux City hygienists earn $30.70/hr (2026 est.).

Should I relocate from Cedar Rapids to Sioux City as a insurance agent?

Consider more than just salary when comparing Cedar Rapids and Sioux City. Factor in cost of living (CoL-adjusted: Cedar Rapids = $72,457, Sioux City = $73,853), job availability (610 vs 200 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Cedar Rapids vs Sioux City?

Entry-level (10th percentile) insurance agents earn $45,802 in Cedar Rapids and $39,793 in Sioux City. The Cedar Rapids area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov