Insurance Agent Salary

Cedar Falls vs Davenport: Insurance Agent Salary (2026)

Compare insurance agent salaries between Cedar Falls, IA and Davenport, IA. All figures are 2026 estimates projected from BLS 2025 data.

Cedar Falls, IA
$65,453
$31.46/hr
Davenport, IA
$59,777
$28.74/hr

Side-by-Side Comparison

MetricCedar Falls, IADavenport, IA
Median Salary$65,453$59,777
Hourly Rate$31.46$28.74
Entry Level (P10)$38,256$21,352
25th Percentile$51,938$45,543
75th Percentile$83,780$101,569
Top Earner (P90)$101,452$168,039
Total Employed8450
Side-by-side bar chart comparing Cedar Falls ($65,453) and Davenport ($59,777) insurance agent salaries.Cedar FallsDavenportMedian Salary$65,453$59,777Entry Level (P10)$38,256$21,352Top Earner (P90)$101,452$168,039US Median $64,522

Verdict

Cedar Falls and Davenport are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between Cedar Falls and Davenport is $5,676 (9.50%). Cedar Falls's median is +1.44% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cedar Falls spans $63,196,Davenport spans $146,687. Davenport has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Cedar Falls
P10 (Entry)$38,256
P25$51,938
Median$65,453
P75$83,780
P90 (Top)$101,452
Davenport
P10 (Entry)$21,352
P25$45,543
Median$59,777
P75$101,569
P90 (Top)$168,039

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Cedar Falls ($72,404 effective) pays 7.90% more than Davenport ($67,106 effective).

Cedar Falls
Nominal: $65,453
CoL Index: 90.4
Adjusted: $72,404
Davenport
Nominal: $59,777
CoL Index: 89.079
Adjusted: $67,106

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cedar Falls if…

  • Higher median salary ($65,453/year)
  • Better purchasing power (CoL-adjusted: $72,404)
  • You prefer the Iowa area and lifestyle

Choose Davenport if…

  • Better top-earner potential ($168,039)
  • Larger job market (450 employed)
  • You prefer the Iowa area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Cedar Falls grew 13.8% from 2024 to 2025, compared to 22.4% growth in Davenport over the same period.

Cedar Falls, IA

+13.8%

$55,526 (2024) → $63,179 (2025)

Davenport, IA

+22.4%

$47,150 (2019) → $57,700 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Cedar Falls or Davenport?

Cedar Falls has a higher median insurance agent salary at $65,453/year, compared to Davenport at $59,777/year — a difference of $5,676 (9.50%).

What is the hourly rate difference between Cedar Falls and Davenport?

Cedar Falls insurance agents earn $31.46/hr while Davenport hygienists earn $28.74/hr (2026 est.).

Should I relocate from Cedar Falls to Davenport as a insurance agent?

Consider more than just salary when comparing Cedar Falls and Davenport. Factor in cost of living (CoL-adjusted: Cedar Falls = $72,404, Davenport = $67,106), job availability (8 vs 450 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Cedar Falls vs Davenport?

Entry-level (10th percentile) insurance agents earn $38,256 in Cedar Falls and $21,352 in Davenport. The Cedar Falls area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov