Cedar Falls vs Cedar Rapids: Insurance Agent Salary (2026)
Compare insurance agent salaries between Cedar Falls, IA and Cedar Rapids, IA. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Cedar Falls, IA | Cedar Rapids, IA |
|---|---|---|
| Median Salary | $65,453▲ | $64,460 |
| Hourly Rate | $31.46▲ | $30.99 |
| Entry Level (P10) | $38,256 | $45,802▲ |
| 25th Percentile | $51,938▲ | $50,443 |
| 75th Percentile | $83,780 | $87,583▲ |
| Top Earner (P90) | $101,452 | $130,287▲ |
| Total Employed | 8 | 610▲ |
Verdict
Cedar Falls and Cedar Rapids are closely matched on overall insurance agent compensation, each winning on different metrics.
The salary gap between Cedar Falls and Cedar Rapids is $993 (1.54%). Cedar Falls's median is +1.44% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Cedar Falls spans $63,196,Cedar Rapids spans $84,485. Cedar Rapids has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Cedar Rapids ($72,457 effective) pays 0.07% more than Cedar Falls ($72,404 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Cedar Falls if…
- ✓Higher median salary ($65,453/year)
- ✓You prefer the Iowa area and lifestyle
Choose Cedar Rapids if…
- ✓Better top-earner potential ($130,287)
- ✓Larger job market (610 employed)
- ✓Better purchasing power (CoL-adjusted: $72,457)
- ✓You prefer the Iowa area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Cedar Falls grew 13.8% from 2024 to 2025, compared to 29.5% growth in Cedar Rapids over the same period.
Cedar Falls, IA
$55,526 (2024) → $63,179 (2025)
Cedar Rapids, IA
$48,040 (2019) → $62,220 (2025)
View Full Salary Data
Cedar Falls, IA
Cedar Rapids, IA
Frequently Asked Questions
Which city pays insurance agents more: Cedar Falls or Cedar Rapids?
What is the hourly rate difference between Cedar Falls and Cedar Rapids?
Should I relocate from Cedar Falls to Cedar Rapids as a insurance agent?
What do entry-level insurance agents earn in Cedar Falls vs Cedar Rapids?
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov