Insurance Agent Salary

Cary vs Raleigh: Insurance Agent Salary (2026)

Compare insurance agent salaries between Cary, NC and Raleigh, NC. All figures are 2026 estimates projected from BLS 2025 data.

Cary, NC
$61,761
$29.69/hr
Raleigh, NC
$62,056
$29.84/hr

Side-by-Side Comparison

MetricCary, NCRaleigh, NC
Median Salary$61,761$62,056
Hourly Rate$29.69$29.84
Entry Level (P10)$38,413$46,288
25th Percentile$47,228$48,143
75th Percentile$79,054$77,897
Top Earner (P90)$95,730$104,014
Total Employed442,900
Side-by-side bar chart comparing Cary ($61,761) and Raleigh ($62,056) insurance agent salaries.CaryRaleighMedian Salary$61,761$62,056Entry Level (P10)$38,413$46,288Top Earner (P90)$95,730$104,014US Median $64,522

Verdict

Raleigh, NC offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Cary.

The salary gap between Cary and Raleigh is $295 (0.48%). Raleigh's median is -3.82% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cary spans $57,317,Raleigh spans $57,726. Raleigh has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Cary
P10 (Entry)$38,413
P25$47,228
Median$61,761
P75$79,054
P90 (Top)$95,730
Raleigh
P10 (Entry)$46,288
P25$48,143
Median$62,056
P75$77,897
P90 (Top)$104,014

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Cary ($65,984 effective) pays 4.37% more than Raleigh ($63,221 effective).

Cary
Nominal: $61,761
CoL Index: 93.6
Adjusted: $65,984
Raleigh
Nominal: $62,056
CoL Index: 98.157
Adjusted: $63,221

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cary if…

  • Better purchasing power (CoL-adjusted: $65,984)
  • You prefer the North Carolina area and lifestyle

Choose Raleigh if…

  • Higher median salary ($62,056/year)
  • Better top-earner potential ($104,014)
  • Larger job market (2,900 employed)
  • You prefer the North Carolina area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Cary grew 9.2% from 2024 to 2025, compared to 9.7% growth in Raleigh over the same period.

Cary, NC

+9.2%

$54,570 (2024) → $59,615 (2025)

Raleigh, NC

+9.7%

$54,580 (2019) → $59,900 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Cary or Raleigh?

Raleigh has a higher median insurance agent salary at $62,056/year, compared to Cary at $61,761/year — a difference of $295 (0.48%).

What is the hourly rate difference between Cary and Raleigh?

Cary insurance agents earn $29.69/hr while Raleigh hygienists earn $29.84/hr (2026 est.).

Should I relocate from Cary to Raleigh as a insurance agent?

Consider more than just salary when comparing Cary and Raleigh. Factor in cost of living (CoL-adjusted: Cary = $65,984, Raleigh = $63,221), job availability (44 vs 2,900 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Cary vs Raleigh?

Entry-level (10th percentile) insurance agents earn $38,413 in Cary and $46,288 in Raleigh. The Raleigh area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov