Insurance Agent Salary

Butte vs Missoula: Insurance Agent Salary (2026)

Compare insurance agent salaries between Butte, MT and Missoula, MT. All figures are 2026 estimates projected from BLS 2025 data.

Butte, MT
$60,321
$29.00/hr
Missoula, MT
$63,403
$30.49/hr

Side-by-Side Comparison

MetricButte, MTMissoula, MT
Median Salary$60,321$63,403
Hourly Rate$29.00$30.49
Entry Level (P10)$35,200$46,786
25th Percentile$46,437$52,318
75th Percentile$77,211$82,714
Top Earner (P90)$93,498$111,049
Total Employed7230
Side-by-side bar chart comparing Butte ($60,321) and Missoula ($63,403) insurance agent salaries.ButteMissoulaMedian Salary$60,321$63,403Entry Level (P10)$35,200$46,786Top Earner (P90)$93,498$111,049US Median $64,522

Verdict

Missoula, MT offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Butte.

The salary gap between Butte and Missoula is $3,082 (5.11%). Missoula's median is -1.73% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Butte spans $58,298,Missoula spans $64,263. Missoula has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Butte
P10 (Entry)$35,200
P25$46,437
Median$60,321
P75$77,211
P90 (Top)$93,498
Missoula
P10 (Entry)$46,786
P25$52,318
Median$63,403
P75$82,714
P90 (Top)$111,049

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Missoula ($65,740 effective) pays 4.84% more than Butte ($62,704 effective).

Butte
Nominal: $60,321
CoL Index: 96.2
Adjusted: $62,704
Missoula
Nominal: $63,403
CoL Index: 96.445
Adjusted: $65,740

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Butte if…

  • You prefer the Montana area and lifestyle

Choose Missoula if…

  • Higher median salary ($63,403/year)
  • Better top-earner potential ($111,049)
  • Larger job market (230 employed)
  • Better purchasing power (CoL-adjusted: $65,740)
  • You prefer the Montana area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Butte grew 19.8% from 2024 to 2025, compared to 26.1% growth in Missoula over the same period.

Butte, MT

+19.8%

$48,615 (2024) → $58,225 (2025)

Missoula, MT

+26.1%

$48,550 (2019) → $61,200 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Butte or Missoula?

Missoula has a higher median insurance agent salary at $63,403/year, compared to Butte at $60,321/year — a difference of $3,082 (5.11%).

What is the hourly rate difference between Butte and Missoula?

Butte insurance agents earn $29.00/hr while Missoula hygienists earn $30.49/hr (2026 est.).

Should I relocate from Butte to Missoula as a insurance agent?

Consider more than just salary when comparing Butte and Missoula. Factor in cost of living (CoL-adjusted: Butte = $62,704, Missoula = $65,740), job availability (7 vs 230 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Butte vs Missoula?

Entry-level (10th percentile) insurance agents earn $35,200 in Butte and $46,786 in Missoula. The Missoula area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov