Insurance Agent Salary

Bowling Green vs Elizabethtown: Insurance Agent Salary (2026)

Compare insurance agent salaries between Bowling Green, KY and Elizabethtown, KY. All figures are 2026 estimates projected from BLS 2025 data.

Bowling Green, KY
$62,574
$30.09/hr
Elizabethtown, KY
$50,008
$24.05/hr

Side-by-Side Comparison

MetricBowling Green, KYElizabethtown, KY
Median Salary$62,574$50,008
Hourly Rate$30.09$24.05
Entry Level (P10)$30,417$31,391
25th Percentile$48,899$37,752
75th Percentile$88,713$67,267
Top Earner (P90)$129,718$105,641
Total Employed260150
Side-by-side bar chart comparing Bowling Green ($62,574) and Elizabethtown ($50,008) insurance agent salaries.Bowling GreenElizabethtownMedian Salary$62,574$50,008Entry Level (P10)$30,417$31,391Top Earner (P90)$129,718$105,641US Median $64,522

Verdict

Bowling Green, KY offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Elizabethtown.

The salary gap between Bowling Green and Elizabethtown is $12,566 (25.13%). Bowling Green's median is -3.02% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Bowling Green spans $99,301,Elizabethtown spans $74,250. Bowling Green has a wider pay range, meaning more potential for high earners but also more variation.

Bowling Green
P10 (Entry)$30,417
P25$48,899
Median$62,574
P75$88,713
P90 (Top)$129,718
Elizabethtown
P10 (Entry)$31,391
P25$37,752
Median$50,008
P75$67,267
P90 (Top)$105,641

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Bowling Green ($69,389 effective) pays 25.67% more than Elizabethtown ($55,214 effective).

Bowling Green
Nominal: $62,574
CoL Index: 90.179
Adjusted: $69,389
Elizabethtown
Nominal: $50,008
CoL Index: 90.572
Adjusted: $55,214

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Bowling Green if…

  • Higher median salary ($62,574/year)
  • Better top-earner potential ($129,718)
  • Larger job market (260 employed)
  • Better purchasing power (CoL-adjusted: $69,389)
  • You prefer the Kentucky area and lifestyle

Choose Elizabethtown if…

  • You prefer the Kentucky area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Bowling Green grew 53.9% from 2019 to 2025, compared to 29.8% growth in Elizabethtown over the same period.

Bowling Green, KY

+53.9%

$39,240 (2019) → $60,400 (2025)

Elizabethtown, KY

+29.8%

$37,190 (2019) → $48,270 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Bowling Green or Elizabethtown?

Bowling Green has a higher median insurance agent salary at $62,574/year, compared to Elizabethtown at $50,008/year — a difference of $12,566 (25.13%).

What is the hourly rate difference between Bowling Green and Elizabethtown?

Bowling Green insurance agents earn $30.09/hr while Elizabethtown hygienists earn $24.05/hr (2026 est.).

Should I relocate from Bowling Green to Elizabethtown as a insurance agent?

Consider more than just salary when comparing Bowling Green and Elizabethtown. Factor in cost of living (CoL-adjusted: Bowling Green = $69,389, Elizabethtown = $55,214), job availability (260 vs 150 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Bowling Green vs Elizabethtown?

Entry-level (10th percentile) insurance agents earn $30,417 in Bowling Green and $31,391 in Elizabethtown. The Elizabethtown area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov