Insurance Agent Salary

Boston vs Lynn: Insurance Agent Salary (2026)

Compare insurance agent salaries between Boston, MA and Lynn, MA. All figures are 2026 estimates projected from BLS 2025 data.

Boston, MA
$83,004
$39.91/hr
Lynn, MA
$81,321
$39.10/hr

Side-by-Side Comparison

MetricBoston, MALynn, MA
Median Salary$83,004$81,321
Hourly Rate$39.91$39.10
Entry Level (P10)$60,730$47,166
25th Percentile$76,426$59,433
75th Percentile$113,722$104,091
Top Earner (P90)$169,262$126,047
Total Employed7,42024
Side-by-side bar chart comparing Boston ($83,004) and Lynn ($81,321) insurance agent salaries.BostonLynnMedian Salary$83,004$81,321Entry Level (P10)$60,730$47,166Top Earner (P90)$169,262$126,047US Median $64,522

Verdict

Boston, MA offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Lynn.

The salary gap between Boston and Lynn is $1,683 (2.07%). Boston's median is +28.64% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Boston spans $108,532,Lynn spans $78,881. Boston has a wider pay range, meaning more potential for high earners but also more variation.

Boston
P10 (Entry)$60,730
P25$76,426
Median$83,004
P75$113,722
P90 (Top)$169,262
Lynn
P10 (Entry)$47,166
P25$59,433
Median$81,321
P75$104,091
P90 (Top)$126,047

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Boston ($76,667 effective) pays 2.29% more than Lynn ($74,950 effective).

Boston
Nominal: $83,004
CoL Index: 108.266
Adjusted: $76,667
Lynn
Nominal: $81,321
CoL Index: 108.5
Adjusted: $74,950

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Boston if…

  • Higher median salary ($83,004/year)
  • Better top-earner potential ($169,262)
  • Larger job market (7,420 employed)
  • Better purchasing power (CoL-adjusted: $76,667)
  • You prefer the Massachusetts area and lifestyle

Choose Lynn if…

  • You prefer the Massachusetts area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Boston grew 7.2% from 2019 to 2025, compared to -14.1% growth in Lynn over the same period.

Boston, MA

+7.2%

$74,770 (2019) → $80,120 (2025)

Lynn, MA

+-14.1%

$91,380 (2024) → $78,495 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Boston or Lynn?

Boston has a higher median insurance agent salary at $83,004/year, compared to Lynn at $81,321/year — a difference of $1,683 (2.07%).

What is the hourly rate difference between Boston and Lynn?

Boston insurance agents earn $39.91/hr while Lynn hygienists earn $39.10/hr (2026 est.).

Should I relocate from Boston to Lynn as a insurance agent?

Consider more than just salary when comparing Boston and Lynn. Factor in cost of living (CoL-adjusted: Boston = $76,667, Lynn = $74,950), job availability (7,420 vs 24 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Boston vs Lynn?

Entry-level (10th percentile) insurance agents earn $60,730 in Boston and $47,166 in Lynn. The Boston area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov