Insurance Agent Salary

Boise City vs Moscow: Insurance Agent Salary (2026)

Compare insurance agent salaries between Boise City, ID and Moscow, ID. All figures are 2026 estimates projected from BLS 2025 data.

Boise City, ID
$61,611
$29.62/hr
Moscow, ID
$59,576
$28.65/hr

Side-by-Side Comparison

MetricBoise City, IDMoscow, ID
Median Salary$61,611$59,576
Hourly Rate$29.62$28.65
Entry Level (P10)$38,715$35,088
25th Percentile$48,557$43,796
75th Percentile$102,264$76,258
Top Earner (P90)$131,137$92,343
Total Employed1,4906
Side-by-side bar chart comparing Boise City ($61,611) and Moscow ($59,576) insurance agent salaries.Boise CityMoscowMedian Salary$61,611$59,576Entry Level (P10)$38,715$35,088Top Earner (P90)$131,137$92,343US Median $64,522

Verdict

Boise City, ID offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Moscow.

The salary gap between Boise City and Moscow is $2,035 (3.42%). Boise City's median is -4.51% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Boise City spans $92,422,Moscow spans $57,255. Boise City has a wider pay range, meaning more potential for high earners but also more variation.

Boise City
P10 (Entry)$38,715
P25$48,557
Median$61,611
P75$102,264
P90 (Top)$131,137
Moscow
P10 (Entry)$35,088
P25$43,796
Median$59,576
P75$76,258
P90 (Top)$92,343

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Boise City ($62,619 effective) pays 0.17% more than Moscow ($62,514 effective).

Boise City
Nominal: $61,611
CoL Index: 98.391
Adjusted: $62,619
Moscow
Nominal: $59,576
CoL Index: 95.3
Adjusted: $62,514

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Boise City if…

  • Higher median salary ($61,611/year)
  • Better top-earner potential ($131,137)
  • Larger job market (1,490 employed)
  • Better purchasing power (CoL-adjusted: $62,619)
  • You prefer the Idaho area and lifestyle

Choose Moscow if…

  • You prefer the Idaho area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Boise City grew 24.3% from 2019 to 2025, compared to 19.0% growth in Moscow over the same period.

Boise City, ID

+24.3%

$47,830 (2019) → $59,470 (2025)

Moscow, ID

+19.0%

$48,317 (2024) → $57,506 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Boise City or Moscow?

Boise City has a higher median insurance agent salary at $61,611/year, compared to Moscow at $59,576/year — a difference of $2,035 (3.42%).

What is the hourly rate difference between Boise City and Moscow?

Boise City insurance agents earn $29.62/hr while Moscow hygienists earn $28.65/hr (2026 est.).

Should I relocate from Boise City to Moscow as a insurance agent?

Consider more than just salary when comparing Boise City and Moscow. Factor in cost of living (CoL-adjusted: Boise City = $62,619, Moscow = $62,514), job availability (1,490 vs 6 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Boise City vs Moscow?

Entry-level (10th percentile) insurance agents earn $38,715 in Boise City and $35,088 in Moscow. The Boise City area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov