Insurance Agent Salary

Bloomington vs Rockford: Insurance Agent Salary (2026)

Compare insurance agent salaries between Bloomington, IL and Rockford, IL. All figures are 2026 estimates projected from BLS 2025 data.

Bloomington, IL
$84,993
$40.86/hr
Rockford, IL
$53,385
$25.67/hr

Side-by-Side Comparison

MetricBloomington, ILRockford, IL
Median Salary$84,993$53,385
Hourly Rate$40.86$25.67
Entry Level (P10)$44,351$35,079
25th Percentile$58,254$39,834
75th Percentile$105,931$68,303
Top Earner (P90)$185,154$105,641
Total Employed780200
Side-by-side bar chart comparing Bloomington ($84,993) and Rockford ($53,385) insurance agent salaries.BloomingtonRockfordMedian Salary$84,993$53,385Entry Level (P10)$44,351$35,079Top Earner (P90)$185,154$105,641US Median $64,522

Verdict

Bloomington, IL offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Rockford.

The salary gap between Bloomington and Rockford is $31,608 (59.21%). Bloomington's median is +31.73% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Bloomington spans $140,803,Rockford spans $70,562. Bloomington has a wider pay range, meaning more potential for high earners but also more variation.

Bloomington
P10 (Entry)$44,351
P25$58,254
Median$84,993
P75$105,931
P90 (Top)$185,154
Rockford
P10 (Entry)$35,079
P25$39,834
Median$53,385
P75$68,303
P90 (Top)$105,641

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Bloomington ($90,866 effective) pays 56.85% more than Rockford ($57,930 effective).

Bloomington
Nominal: $84,993
CoL Index: 93.537
Adjusted: $90,866
Rockford
Nominal: $53,385
CoL Index: 92.154
Adjusted: $57,930

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Bloomington if…

  • Higher median salary ($84,993/year)
  • Better top-earner potential ($185,154)
  • Larger job market (780 employed)
  • Better purchasing power (CoL-adjusted: $90,866)
  • You prefer the Illinois area and lifestyle

Choose Rockford if…

  • You prefer the Illinois area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Bloomington grew 113.1% from 2019 to 2025, compared to 8.1% growth in Rockford over the same period.

Bloomington, IL

+113.1%

$38,500 (2019) → $82,040 (2025)

Rockford, IL

+8.1%

$47,680 (2019) → $51,530 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Bloomington or Rockford?

Bloomington has a higher median insurance agent salary at $84,993/year, compared to Rockford at $53,385/year — a difference of $31,608 (59.21%).

What is the hourly rate difference between Bloomington and Rockford?

Bloomington insurance agents earn $40.86/hr while Rockford hygienists earn $25.67/hr (2026 est.).

Should I relocate from Bloomington to Rockford as a insurance agent?

Consider more than just salary when comparing Bloomington and Rockford. Factor in cost of living (CoL-adjusted: Bloomington = $90,866, Rockford = $57,930), job availability (780 vs 200 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Bloomington vs Rockford?

Entry-level (10th percentile) insurance agents earn $44,351 in Bloomington and $35,079 in Rockford. The Bloomington area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov