Insurance Agent Salary

Bloomington vs Joliet: Insurance Agent Salary (2026)

Compare insurance agent salaries between Bloomington, IL and Joliet, IL. All figures are 2026 estimates projected from BLS 2025 data.

Bloomington, IL
$84,993
$40.86/hr
Joliet, IL
$60,663
$29.16/hr

Side-by-Side Comparison

MetricBloomington, ILJoliet, IL
Median Salary$84,993$60,663
Hourly Rate$40.86$29.16
Entry Level (P10)$44,351$36,694
25th Percentile$58,254$45,547
75th Percentile$105,931$77,648
Top Earner (P90)$185,154$94,027
Total Employed78025
Side-by-side bar chart comparing Bloomington ($84,993) and Joliet ($60,663) insurance agent salaries.BloomingtonJolietMedian Salary$84,993$60,663Entry Level (P10)$44,351$36,694Top Earner (P90)$185,154$94,027US Median $64,522

Verdict

Bloomington, IL offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Joliet.

The salary gap between Bloomington and Joliet is $24,330 (40.11%). Bloomington's median is +31.73% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Bloomington spans $140,803,Joliet spans $57,333. Bloomington has a wider pay range, meaning more potential for high earners but also more variation.

Bloomington
P10 (Entry)$44,351
P25$58,254
Median$84,993
P75$105,931
P90 (Top)$185,154
Joliet
P10 (Entry)$36,694
P25$45,547
Median$60,663
P75$77,648
P90 (Top)$94,027

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Bloomington ($90,866 effective) pays 45.44% more than Joliet ($62,475 effective).

Bloomington
Nominal: $84,993
CoL Index: 93.537
Adjusted: $90,866
Joliet
Nominal: $60,663
CoL Index: 97.1
Adjusted: $62,475

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Bloomington if…

  • Higher median salary ($84,993/year)
  • Better top-earner potential ($185,154)
  • Larger job market (780 employed)
  • Better purchasing power (CoL-adjusted: $90,866)
  • You prefer the Illinois area and lifestyle

Choose Joliet if…

  • You prefer the Illinois area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Bloomington grew 113.1% from 2019 to 2025, compared to -10.7% growth in Joliet over the same period.

Bloomington, IL

+113.1%

$38,500 (2019) → $82,040 (2025)

Joliet, IL

+-10.7%

$65,603 (2024) → $58,555 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Bloomington or Joliet?

Bloomington has a higher median insurance agent salary at $84,993/year, compared to Joliet at $60,663/year — a difference of $24,330 (40.11%).

What is the hourly rate difference between Bloomington and Joliet?

Bloomington insurance agents earn $40.86/hr while Joliet hygienists earn $29.16/hr (2026 est.).

Should I relocate from Bloomington to Joliet as a insurance agent?

Consider more than just salary when comparing Bloomington and Joliet. Factor in cost of living (CoL-adjusted: Bloomington = $90,866, Joliet = $62,475), job availability (780 vs 25 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Bloomington vs Joliet?

Entry-level (10th percentile) insurance agents earn $44,351 in Bloomington and $36,694 in Joliet. The Bloomington area offers higher starting salaries.

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JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov