Insurance Agent Salary

Aspen Hill vs Baltimore: Insurance Agent Salary (2026)

Compare insurance agent salaries between Aspen Hill, MD and Baltimore, MD. All figures are 2026 estimates projected from BLS 2025 data.

Aspen Hill, MD
$71,502
$34.37/hr
Baltimore, MD
$60,399
$29.04/hr

Side-by-Side Comparison

MetricAspen Hill, MDBaltimore, MD
Median Salary$71,502$60,399
Hourly Rate$34.37$29.04
Entry Level (P10)$42,725$40,943
25th Percentile$53,394$46,589
75th Percentile$91,522$80,300
Top Earner (P90)$110,827$139,518
Total Employed82,840
Side-by-side bar chart comparing Aspen Hill ($71,502) and Baltimore ($60,399) insurance agent salaries.Aspen HillBaltimoreMedian Salary$71,502$60,399Entry Level (P10)$42,725$40,943Top Earner (P90)$110,827$139,518US Median $64,522

Verdict

Aspen Hill and Baltimore are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between Aspen Hill and Baltimore is $11,103 (18.38%). Aspen Hill's median is +10.82% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Aspen Hill spans $68,102,Baltimore spans $98,575. Baltimore has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Aspen Hill
P10 (Entry)$42,725
P25$53,394
Median$71,502
P75$91,522
P90 (Top)$110,827
Baltimore
P10 (Entry)$40,943
P25$46,589
Median$60,399
P75$80,300
P90 (Top)$139,518

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Aspen Hill ($65,418 effective) pays 13.17% more than Baltimore ($57,805 effective).

Aspen Hill
Nominal: $71,502
CoL Index: 109.3
Adjusted: $65,418
Baltimore
Nominal: $60,399
CoL Index: 104.487
Adjusted: $57,805

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Aspen Hill if…

  • Higher median salary ($71,502/year)
  • Better purchasing power (CoL-adjusted: $65,418)
  • You prefer the Maryland area and lifestyle

Choose Baltimore if…

  • Better top-earner potential ($139,518)
  • Larger job market (2,840 employed)
  • You prefer the Maryland area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Aspen Hill grew -8.4% from 2024 to 2025, compared to 20.8% growth in Baltimore over the same period.

Aspen Hill, MD

+-8.4%

$75,356 (2024) → $69,017 (2025)

Baltimore, MD

+20.8%

$48,270 (2019) → $58,300 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Aspen Hill or Baltimore?

Aspen Hill has a higher median insurance agent salary at $71,502/year, compared to Baltimore at $60,399/year — a difference of $11,103 (18.38%).

What is the hourly rate difference between Aspen Hill and Baltimore?

Aspen Hill insurance agents earn $34.37/hr while Baltimore hygienists earn $29.04/hr (2026 est.).

Should I relocate from Aspen Hill to Baltimore as a insurance agent?

Consider more than just salary when comparing Aspen Hill and Baltimore. Factor in cost of living (CoL-adjusted: Aspen Hill = $65,418, Baltimore = $57,805), job availability (8 vs 2,840 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Aspen Hill vs Baltimore?

Entry-level (10th percentile) insurance agents earn $42,725 in Aspen Hill and $40,943 in Baltimore. The Aspen Hill area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov