Insurance Agent Salary

Arecibo vs San Juan: Insurance Agent Salary (2026)

Compare insurance agent salaries between Arecibo, PR and San Juan, PR. All figures are 2026 estimates projected from BLS 2025 data.

Arecibo, PR
$31,070
$14.94/hr
San Juan, PR
$38,518
$18.51/hr

Side-by-Side Comparison

MetricArecibo, PRSan Juan, PR
Median Salary$31,070$38,518
Hourly Rate$14.94$18.51
Entry Level (P10)$23,963$24,667
25th Percentile$24,108$31,588
75th Percentile$50,308$51,251
Top Earner (P90)$78,415$77,379
Total Employed1301,890
Side-by-side bar chart comparing Arecibo ($31,070) and San Juan ($38,518) insurance agent salaries.AreciboSan JuanMedian Salary$31,070$38,518Entry Level (P10)$23,963$24,667Top Earner (P90)$78,415$77,379US Median $64,522

Verdict

San Juan, PR offers better overall compensation for insurance agents, winning 3 out of 4 metrics compared to Arecibo.

The salary gap between Arecibo and San Juan is $7,448 (23.97%). San Juan's median is -40.30% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Arecibo spans $54,452,San Juan spans $52,712. Arecibo has a wider pay range, meaning more potential for high earners but also more variation.

Arecibo
P10 (Entry)$23,963
P25$24,108
Median$31,070
P75$50,308
P90 (Top)$78,415
San Juan
P10 (Entry)$24,667
P25$31,588
Median$38,518
P75$51,251
P90 (Top)$77,379

Which City Is Right for You?

Choose Arecibo if…

  • Better top-earner potential ($78,415)
  • You prefer the Puerto Rico area and lifestyle

Choose San Juan if…

  • Higher median salary ($38,518/year)
  • Larger job market (1,890 employed)
  • You prefer the Puerto Rico area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Arecibo grew 7.4% from 2021 to 2025, compared to 10.5% growth in San Juan over the same period.

Arecibo, PR

+7.4%

$27,930 (2021) → $29,990 (2025)

San Juan, PR

+10.5%

$33,650 (2019) → $37,180 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Arecibo or San Juan?

San Juan has a higher median insurance agent salary at $38,518/year, compared to Arecibo at $31,070/year — a difference of $7,448 (23.97%).

What is the hourly rate difference between Arecibo and San Juan?

Arecibo insurance agents earn $14.94/hr while San Juan hygienists earn $18.51/hr (2026 est.).

Should I relocate from Arecibo to San Juan as a insurance agent?

Consider more than just salary when comparing Arecibo and San Juan. Factor in cost of living, job availability (130 vs 1,890 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Arecibo vs San Juan?

Entry-level (10th percentile) insurance agents earn $23,963 in Arecibo and $24,667 in San Juan. The San Juan area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov